Par Mar News
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Enter to Win a 2nd Chance in the Ohio Lottery in Par Mar's Ohio
Stores
If you purchase the selected scratch-off Ticket-of-the-Month at
a participating Ohio Par Mar store and it doesn't win—you can re-enter it
into our "Ticket-of-the-Month" drawing.
Par Mar and the Ohio Lottery are
offering a "Ticket-of-the-Month" 2nd
chance drawing in September, October and November. There will
be one winner at each of the 18 locations each month. Enter today!
Tickets-of-the-Month
- September: $10 Classic Black (drawing 10/01/2010)
- October: $5 Double Sided Dollars (drawing 11/1/2010)
- November: $2 It’s a Wonderful Life
For Life (drawing 12/1/2010)
Eligibility Requirements:
- Ticket must be the designated ticket of the month
- There
must be a name and phone number legibly written on the back of the
ticket
- You must be at least eighteen (18) years old to participate.
- You must use the designated ticket of the month to
enter.
- You must legibly write name and phone number on the
back of the entry ticket.
- No employees of the Ohio Lottery or Par Mar
are eligible to participate in the 2nd chance drawings in this promotion.
The prize pack will be provided by the Ohio Lottery
and Par Mar Oil Company. Offer only available in Ohio Par Mar Stores—see
store for details. Some restrictions may apply. See above for eligibility
requirements.
Makin’ Wishes in August
Purchase a star in the month of August for $1.00 at
any of your neighborhood Par Mar Stores to make a wish come true.
Par
Mar Store Managers are working hard to make wishes for seriously ill
children in Ohio, West Virginia and Kentucky. The managers are doing
whatever they can think of to raise money for this great cause. They
are pumpin’ for wishes, bake sales, dunking booths, and more for your
support. Stop in your Par Mar Store today
to purchase a star!
Armed Forces Holiday Packages
Par Mar Stores sent
23 men and women in the Armed Services holiday care packages. Employees
at various stores collected items throughout the store, and then created
a package and sent it to these men and women, as a way of thanking them
for their service to this country throughout this holiday season. The
men and women receiving packages were:
Ashley Kincaid
PFC Richard Adams
HMI Lloyd M. Abel
SSG Justin E. Gaise
TSGT Robert A. Miller
Matthew Giffith
SPC Roy Bovee
SFC Jeffrey P. Bailey |
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James Dean
SPC Franklin Bragg
Brandon Goff
SPC Michael Davis
Jonathan Nauer
SPC John Warner
PFC Mike Hey |
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1st Sgt Michael A. Lyons
PFC Bobby Poling
STT Adam Martin
MSST Allan M. Turk II
John Kiggans
HM3 Robert M. Oldfield
SPC Daniel Bowman |
Par Mar Stores Celebrate Ten Years of Giving
Marietta,
Ohio (January 15, 2010) – Your neighborhood Par Mar Stores are celebrating
the 10 year anniversary of the Wednesday Wish Day program. This program
was developed in order to help local less-fortunate families by providing
them with presents on Christmas morning. Over the past 10 years, with
the help of donations from customers, Par Mar Stores has raised almost
$200,000, raising almost $30,000 in 2005 alone! Par Mar not only accepts
donations at each location, but employees hold events, such as cookouts,
bake sales and drawings, in order to increase donations throughout the
year. This year, the Salvation Army was chosen to distribute funds raised
in the community. Par Mar presented the organization with a check for
more than $21,000 for local children. Par Mar Stores would like to thank
all of their customers for their support of the Wednesday Wish Day program.
Par Mar employees shopped at Christmas for the Angel
Tree (shown below) with money they raised throughout the yea through
raffles, bake sales, etc. Click on a photo to see it larger.
Help Us to End Credit/Debit Card Swipe Fees
What are swipe fees?
A swipe fee is a fee collected from retailers by the credit card companies
and their member banks every time a credit or debit card is used to
pay for a purchase. This fee is also known as "interchange." This
fee varies with type of card, size of merchant and other factors, but
as much as $2 of every $100 you spend on plastic goes to card issuers.
Credit and debit card interchange collected by Visa and MasterCard
banks totaled about $48 billion in 2008, triple what it was in 2001.
These fees raise prices for consumers. In 2008, the average American
family paid about $427 in interchange fees.
How much do hidden swipe fees cost
consumers?
Swipe fees add to the price of everything we buy, even if we choose not
to use a credit or debit card. Americans paid about $48 billion in credit
card swipe fees in 2008 alone, more than all other credit card fees combined.
How are swipe rates determined?
Visa and MasterCard each separately work with their member banks to set
swipe fees. The agreement between these banks, which should compete
for business, is illegal price fixing and it hurts consumers and merchants.
How fast are swipe fees increasing?
Visa and MasterCard collected about $48 billion in swipe fees in 2008,
triple what was collected in 2001. In 2008, the average American family
paid about $427 in swipe fees. Swipe fees are rising the fastest on
gasoline purchases; payouts to the credit card industry have more than
doubled since 2004. Credit card companies and their member banks have
increased the amount of swipe fees collected by both increasing rates
and encouraging more people to pay by plastic instead of cash.
Don't these fees just cover the cost
of processing the transactions?
Even though advances in technology continue to bring down the cost
of transaction processing, swipe fees keep going up. A recent study
concluded that only 13 percent of the swipe fees that the big credit
card companies collect actually goes for transaction processing. Most
of the money goes toward profits for the banks, rewards programs that
benefit mostly affluent cardholders and direct mail marketing campaigns
that clog mailboxes with nine billion unsolicited credit card offers
every year. Many of those unsolicited mailings include so-called "convenience checks"that
can be stolen and cashed by someone other than the authorized card holder.
Yet the card companies and their banks spend only four percent of the
swipe fees they collect on measures to protect consumers from this and
other forms of credit card fraud.
How do swipe fee rates in the U.S.
compare to fees in other countries?
U.S. swipe fees average close to two percent, while in other industrialized
countries like Australia the rate is one-half of one percent and in Europe
the rate for cross border transactions is less than one-third of one
percent.
Why are swipe fees so high in the
U.S.?
Visa and MasterCard each separately work with their member banks collectively
to set the price of swipe fees. This is illegal price fixing and hurts
Americans. Credit card swipe fees have tripled since 2001 and there's
no end in sight, even though the actual cost of transaction processing
continues to go down.
Do consumers who pay with cash also
pay hidden swipe fees?
American consumers pay the hidden credit card swipe fee on virtually
every purchase they make, whether they use a credit card or not because
the credit card companies require merchants to spread the cost of these
fees to all of their customers. The system is structured so that credit
card companies make more money on each transaction when the price of
retail goods increases. For example, even though the cost of processing
a $1 transaction is virtually the same as processing a $100 transaction,
the swipe fee paid on that $100 sale is higher because the swipe fee
is calculated as a percentage of the total sale. The higher the sale,
the higher the fee.
Learn more
about Swipe Fees. |